:root {
  --bg: #eef3f8;
  --ink: #0c1726;
  --muted: #5f6f84;
  --panel: #ffffff;
  --line: #d9e3ee;
  --accent: #1267e8;
  --accent2: #0f8b5f;
  --accent3: #ef8b17;
  --shadow: 0 20px 56px rgba(14,29,50,.10);
}
* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
  margin: 0;
  font-family: "Segoe UI", Inter, system-ui, sans-serif;
  color: var(--ink);
  background:
    radial-gradient(circle at top right, rgba(18,103,232,.10), transparent 28%),
    radial-gradient(circle at left 20%, rgba(15,139,95,.08), transparent 22%),
    var(--bg);
}
a { color: inherit; text-decoration: none; }
.wrap { max-width: 1120px; margin: 0 auto; padding: 28px 20px 56px; }
.topbar {
  display: flex; align-items: center; justify-content: space-between; gap: 16px;
  margin-bottom: 24px;
}
.brand { font-weight: 800; letter-spacing: .08em; text-transform: uppercase; font-size: 15px; }
.meta { color: var(--muted); font-size: 14px; }
.nav {
  display: flex; flex-wrap: wrap; gap: 10px;
  margin-bottom: 22px;
}
.nav a {
  display: inline-flex; align-items: center; min-height: 40px; padding: 0 14px;
  border-radius: 999px; background: rgba(255,255,255,.75); border: 1px solid var(--line);
  color: var(--muted); font-weight: 600; font-size: 14px;
}
.nav a.active, .nav a:hover { color: var(--ink); background: #fff; }
.hero { display: grid; grid-template-columns: 1.2fr .9fr; gap: 20px; margin-bottom: 20px; }
.card {
  background: var(--panel);
  border: 1px solid var(--line);
  border-radius: 24px;
  box-shadow: var(--shadow);
}
.hero-main, .hero-side, .info, .section-card { padding: 28px; }
.eyebrow { color: var(--accent); font-size: 12px; text-transform: uppercase; letter-spacing: .08em; margin-bottom: 12px; }
.hero-main h1, .page-head h1 {
  margin: 0 0 14px;
  font-size: clamp(34px, 5vw, 54px);
  line-height: 1.03;
  letter-spacing: -0.04em;
}
.hero-main p, .page-head p, .section-card p, .info p {
  margin: 0 0 18px;
  color: var(--muted);
  line-height: 1.7;
  font-size: 16px;
}
.chips, .cta { display: flex; flex-wrap: wrap; gap: 10px; }
.chip {
  padding: 10px 14px;
  border-radius: 999px;
  background: #f5f8fc;
  border: 1px solid #dbe6f2;
  font-size: 14px;
}
.btn {
  display: inline-flex; align-items: center; justify-content: center;
  min-height: 46px; padding: 0 18px;
  border-radius: 14px; font-weight: 700; font-size: 15px;
  border: 1px solid transparent;
}
.btn-primary { background: var(--accent); color: #fff; }
.btn-secondary { background: #f7fafc; color: var(--ink); border-color: var(--line); }
.label { font-size: 12px; letter-spacing: .08em; text-transform: uppercase; color: var(--muted); margin-bottom: 12px; }
.rates { width: 100%; border-collapse: collapse; }
.rates th, .rates td { text-align: left; padding: 12px 0; border-bottom: 1px solid #edf2f7; font-size: 14px; }
.rates th { color: var(--muted); font-weight: 600; }
.up { color: var(--accent2); font-weight: 700; }
.grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 20px; margin-bottom: 20px; }
.info h2, .section-card h2 { margin: 0 0 10px; font-size: 20px; }
.two-col { display: grid; grid-template-columns: 1fr 1fr; gap: 20px; }
.page-head { margin-bottom: 20px; }
.page-head .card { padding: 28px; }
.list { margin: 0; padding-left: 18px; color: var(--muted); line-height: 1.8; }
.note {
  padding: 14px 16px; border-radius: 16px; background: #f8fbff;
  border: 1px solid #dde8f5; color: var(--muted); font-size: 14px;
}
.footer { margin-top: 24px; color: var(--muted); font-size: 13px; }
.footer-line {
  display:flex; justify-content:space-between; gap:16px; flex-wrap:wrap;
  padding: 18px 4px 0;
}
@media (max-width: 900px) {
  .hero, .grid, .two-col { grid-template-columns: 1fr; }
  .hero-main, .hero-side, .info, .section-card, .page-head .card { padding: 22px; }
}